This website is owned and operated by Reform Financial Ltd – company number 13084762. Registered address – 124 City Road, London, England, EC1V 2NX. Licensed under the Information Commissioners Office (ICO) for data Handling; DPA No ZA840802.
Unsecured Business Loans
Borrow £1k to £500k in as little as 24 hours. Check your eligibility for free in minutes.
- Largest panel of business funders
- Preferential rates for Reform Clients
- Terms from 1 day to 5 years
- Applying won’t affect credit score
- UK LTD companies only
- Minimum 12 months trading
- Largest panel of business funders
- Preferential rates for Reform Clients
- Terms from 1 day to 5 years
- Applying won’t affect credit score
- UK LTD companies only
- Minimum 12 months trading
How does an Unsecured Loan work?
It’s simple, whereas most lenders expect a form of security from the borrower to issue a loan, an unsecured loan is just that: unsecured. Meaning that you don’t have to put up your house or any other assets as collateral.
We understand that so many business owners choose to rent, or don’t have property or assets to offer up, or simply don’t want to.
Up until very recently unsecured loans were only granted by the more unsavoury lenders at rates that could make your eyes water. We only work with ethical lenders and we won’t be beaten on price or service so you know you’re in safe hands.
Simple funding
We only ever present funding options that are super simple with no hidden costs or surprises so you know exactly what the deal is.
Apply in minutes
We have made a point of working with the UKs best and most established Unsecured lenders who can arrange your finance in just a few minutes.
Borrow from 1 day to 5 years
Whether you need a very quick funding for something last minute, or you want to spread your loan over 5 years, we’ve got you covered.
Compare the whole market
We do the hard work comparing the market so you can get the best deal from the most relevant lender to your business needs.
Funding in as little as 24 hours
As soon as your business is approved, funds can be in your account in next to no time!
Helping you grow
Our ethical, no pressure approach has helped thousands of UK businesses grow and flourish with the right funding solutions.
Bespoke funding for your business
- Free quote
- Tailored to your business
- No obligation
How do I apply for an Unsecured Loan?
Let’s get you funded, it’s as simple as 1, 2, 3…
apply online in 5 minutes
All we need is the basics about your business so we can see which lenders are most appropriate for your needs.
Get approved in 24 hours
If you are approved for your unsecured business loan then you can draw down the funds in as little as 24 hours, sometimes even sooner.
Continue to grow your business
From cash flow to purchasing more stock, to employing more people to developing a new bit of tech, use your funding for business purposes as you deem fit.
Get your free, bespoke, no obligation quote in just 2 minutes
" Simply excellent service!
Fantastic energy, personality and a wealth of knowledge.
They put the relationship first and work tirelessly to help clients find the best solution. "
" Friendly, efficient and so helpful!
Reform have been so great! They have tonnes of options, and Lee and his team are super friendly and helpful! Can’t fault them for their wealth of knowledge and support. Thanks! "
" Great customer service. Excellent experience with Lee and the team. They work hard to get you the best deal which saves the time and effort of approaching lenders directly. "
" Professional service. Professional service that is delivered in an easy way to understand. They provide a variety of options to ensure you get the best solution. "
" What a wonderful team! What can I say, great experience, always positive, service always with a smile! Well done Lee & John at Reform Financial Ltd! 🙂 "
Does my business qualify?
Unlike many brokers, we accept applications from all businesses, no matter the age, turnover, or industry.
All we ask is that:
- You're a UK based Limited company or Partnership
- You have been trading for a minimum of 12 months
If your company does not meet the criteria then don’t worry – our expert team can offer a whole array of options tailored to your specific business needs. Just contact us to find your ideal solution.
Funding to grow your business
- Free quote
- Tailored to your business
- No obligation
FAQs
Our job is to listen to your business needs and source you the most appropriate funding. Here’s some reasons why behind every exceptional business is an exceptional broker…
1. Brokers offer expert financial guidance
Over 60% of the clients we work with think they need one type of finance when another type of finance would be much more suited. Allow us to explain your options to you so you can choose the most appropriate finance for your business.
2. Brokers save you time and money
This is our job: we listen to what you need and then go to the market to find you the best deal. We have preferential rates and superb relationships with our lenders so we won’t be beaten on price or customer service.
Shopping around for the perfect finance is a full time job that most business owners find takes too much time and is often too confusing. Allow us to work on your behalf and save yourself time and money.
3. Brokers are on your team
Dealing with a broker means dealing with an individual. We take the time to build a relationship with you and always have your best interests at heart – when you win, we win! We hate being passed pillar to post as much as you do so at Reform you will only ever deal with one person who will get to know you and be on your side at all times.
Our process is the most friendly and efficient you will find. There’s no obligation, and we won’t perform credit checks, give you false hope, or waste your time. 99% of the time we can come back to you within 60 minutes of your enquiry.
1. Quick and easy consultation – our experienced and helpful team will ask some top-level questions including information about your business and needs
2. Shortlist and indicative terms – We use our expertise to match you with the very best and most appropriate lenders and come back to you with initial offers
3. Once you are happy with an initial offer, and you want to discuss your needs in more detail with your desired lender, we will connect you. We are here to help throughout the whole process, so you can contact us any time you have a question or need any help
Unlike the majority of other brokers, we never charge any fees. We are extremely confident about the service we provide, so there is no need for us to rely on hidden or unnecessary fees.
Instead we receive a commission upon completion of a job, when you are happy. This commission is offset against the lenders commission, so it will never cost you more to use our service. And because we get paid after we’ve done an exceptional job, it’s always in our best interests to go above and beyond.
We have spent a considerable amount of time building strong relationships with our lenders. We decided to choose quality over quantity with our panel while making sure you have enough options.
Currently we have 200+ trusted lenders who have all delivered exceptional results time and time again. We also have specialist lenders within each sector. Our panel ranges from high street banks, challenger banks, tier 1, 2, and 3 lenders, private funds, debt/equity partners, and Super High Net Worth Individuals.
Never! We are not here to make a quick buck. Instead, we are in it for the long game and will continue to build a business that stands head and shoulders above the competition when it comes to customer service and respect for our clients.
You will receive the same friendly, caring service whether you need your funds yesterday, have a potential project in 6 months, or are just window shopping. Feel free to use our service to benefit you and your business and we will always be more than happy to help.
Reform Financial help thousands of companies and individuals to find the right financial support. The main benefit of speaking with us is that we do not offer advice, but instead we can give you a comprehensive understanding of all of our services, and guide you through the process should you decide that one of our solutions is for you. If you need more information please feel free to visit our Complaints Policy and Privacy Policy.
Contact Us
Reform Financial Limited
124 City Road
London
England
EC1V 2NX
Reform Financial Limited is registered in England and Wales under company number 13084762. Reform Financial Limited does not administer or provide advice relating to any business finance products. Reform Financial Limited can introduce applicants to a number of finance providers based on the applicants circumstances. Reform Financial Limited do not charge for this service but may receive a commission from lenders or other brokers for such introductions.