This website is owned and operated by Reform Financial Ltd – company number 13084762. Registered address – 124 City Road, London, England, EC1V 2NX. Licensed under the Information Commissioners Office (ICO) for data Handling; DPA No ZA840802.
Register a LTD company & open a business bank account, all in one go, for FREE
Whether you’re a first time side-hustler with an amazing idea or a seasoned business owner who is looking to set up a new limited company, Reform and Tide have got you covered!
- Yes, it’s really free! We pay the £12 incorporation fee on your behalf.
- Apply within minutes, in one streamlined process.
- Get your certificate of incorporation within hours.
- Get your business bank account opened at the same time.
- £75 CREDIT when you spend just £100 on card transactions
- No credit checks & FSCS protected
Your personal data will be processed by Tide as described in Tide’s Privacy Policy. Your contact details may be shared with Reform Financial Limited for marketing purposes and so Reform Financial Limited can provide assistance and ensure receipt of the Reform Financial Limited promotional offer.
Trusted by over +450,000 businesses
Get your new LTD company & Tide business bank account in minutes, for FREE!
We have recently partnered with Tide, the UKs fastest growing FinTech platform, which means now Reform Financial can offer even more value to our clients. We are behind UK businesses every step of the way!
The UKs only all-in-one free company formation and business bank account set up.
£75 welcome gift
Get your £75 welcome offer when you spend just £100 on valid card transactions, within 30 days of opening your account. Please see offer terms for eligibility.
Speedy registration & no credit checks
Set up your LTD company and bank account in minutes with a fully automated and extremely simple on-boarding process.
No monthly or annual fees
It's free to open a Tide business bank account and there’s no monthly fees.
Fully FSCS protected
Rest assured, with complete FSCS protection you know that you and your company are safe as houses.
No incorporation fee
As well as our £50 cashback gift, we will also pay your Companies House incorporation fee for you.
Added extras
The Tide banking app is so much more than just a bank account. Save massive amounts of time with accountancy integration, invoicing, easy expenses, and so much more.
Get your Tide account today
- £75 welcome gift
- Easy & quick sign up
- No credit checks
Getting started is easy as 123...
It’s so simple to open your LTD company and Tide business bank account in one go with us. In fact, you can do it in a matter of minutes in 3 simple steps…
Set up in minutes
Open your free LTD company and Tide business account in one go HERE in next to no time. And for a limited time only, if you sign up using our REFORM£75 code we will credit you with £75 once you’ve spent £100 on your new Tide card within 30 days of opening the account.
Receive your certificate and new bank account
Companies House will email your new company incorporation certificate to you and your Tide business account will be open. This usually happens on the same day but can take up to 1 business day.
Start trading!
It’s official and you’re all set! We can’t wait to hear about your business successes!
Excellent services. Happy with everything. Keep up the good work. Bonus of £75 and all set up with my LTD ready to go! Will be using this service more and more now! Thanks 🙏🏼
Only just created an account but set up was really easy. Looking forward to using the services properly.
It was fairly straightforward to open an account and register a LTD with Tide for the £75 scheme. I received the money yesterday. Very pleased with this incentive and can confirm it is definitely legit. Recommend it!
Signed up to tide using REFORM£75 code and got everything setup for free plus a £75 bonus! Absolutely amazing service ☺️
Offer couldn't have been better timed! Got my company setup and account just when I was looking for it along with the bonus £75. Very pleased!
Why open a Tide business current account?
Trusted by over 450,000 businesses
From consultants to cupcake makers, coders to personal trainers, we’re all about supporting businesses and giving business owners their precious time back, so you can do what you love and grow your business.All your business account needs in one app
Create and pay invoices, freeze your card, organise your money with multiple accounts, tag transactions with your own labels – it’s all in there.Loved by accountants
Sync with your accounting software or give your accountant read access to make bookkeeping a breeze.Member perks
As a Tide member, you’ll enjoy exclusive discounts and bonuses from companies on the same mission as us: to save business owners valuable time and money.
Get started with £75 on us!
- £75 welcome gift
- Easy & quick sign up
- No credit checks
Why incorporate a Limited company with us?
Incorporation fee waived
Don’t make the first thing your new business does an expense, even if it is only a small one, so we take care of the £12 incorporation fee for you.
No long waiting
Incorporating a company can be an arduous task, and a long one at that. But through us in most cases you’ll be registered the same or next day.
So easy
Setting up a limited company has never been so easy. Our super streamlined online process takes minutes and is extremely simple.
Companies House official
You will receive your official Companies House registration certificate by email in next to no time.
Company Registration FAQs
Yes! Tide pays the £12 registration fee to Companies House on your behalf.
Companies House is a government department, like HMRC or DVLA. Tide is authorised by Companies House to make an application on your behalf, meaning they can set up a limited company for you.
You’ll need these items:
- Your unique company name
Use the search tool and we’ll instantly tell you if your company name is available. - Personal information
You’ll need personal information such as your address, date of birth, and nationality. - Registered office address
You can choose your home address or your business address (if you have a separate trading address). You can also use a virtual business address if you have one.
Yes. Tide are an authorised formation agent of Companies House, and we’re securely integrated with them, so you can trust them to register your limited company.
Once you’ve chosen your company name, simply use the search tool to check if it’s available. When you’ve settled on a name that’s available, Tide will register it for you as part of the simple process.
Currently Tide will only accept names that don’t require additional documentation. In other words, if you apply directly with Companies House then it’s possible to register a name such as “Kim’s Doctors Surgery”, however, you would need to provide additional information to Companies House to prove that you are indeed a registered doctor. Tide doesn’t currently offer the ability to send accompanying documentation, and so only phrases that require no ‘proof’ can be submitted.
Yes, you can! With our simple registration process, all you need is the correct information and we’ll register your new company with Companies House for you.
For now, you can only create a limited company, which is limited by shares. You won’t be able to create any other type of registered company.
There is no difference between the name endings ‘Limited’ or ‘Ltd’, except for how they look. Companies House requires limited companies to have either Limited or Ltd at the end of the company name. At the moment Tide is pre-populating all applications with Ltd, but we’ll offer the ‘Limited’ option in the future.
Not on paper – it’s all done online with a digital signature to make things simple. No printing or scanning required!
It depends. In many cases, Companies House will incorporate your company within 1 business day. The majority of businesses are incorporated within 48 hours. Please note that Companies House does not work on weekends so if you send an application on a Friday, it will take longer.
Tide Business Current Account FAQs
Of course! It’s just like any other bank account that’s you have – as soon as the £75 hits your account it’s yours and you can do whatever you like with it!
The Tide business current account is not your standard business bank account. As well as being FSCS-protected, the platform boasts an array of free extras including:
– Business Mastercard, with free purchases at home and abroad
– Automatic categorisation of your transactions for easy accounting
– Instant invoice payment and creation
– Up to £150,000 of credit, straight through the app
– Accountancy software integration
No, you can also set up a Tide business current account if you’re a sole trader, simply open an account.
When you register a limited company through Tide you’re also applying for a Tide business current account. To complete the application you’ll need one of the following: either your passport, drivers licence or ID card.
The company formations service is only available to UK residents at this time. You can apply for a Tide account (without the company formations service) from outside of the UK. In some cases, we may have to complete additional checks in order to process your application to open a business current account.
No. We’ve streamlined the process, so in one simple form, you’ll form your UK limited company and open a Tide business current account. We’ll cover the cost of incorporation with Companies House to help you get started.
No. To open your account Tide perform electronic checks to comply with UK Anti Money Laundering regulations but these do not affect your credit score.
No problem, you can message Tide customer care via the app and ask them to add the code to your account. Just make sure you do this within 7 days of signing up.
In some cases, we will be unable to offer you a business current account. Sometimes, we will have already submitted your application to Companies House. In this case, you will have an incorporated company but no Tide account. In other cases, we will withhold the submission to Companies House – in this instance, it would still be worthwhile trying to register a limited company directly with Gov.uk. Please watch your inbox for the status of your application and advisable next steps.
We are aware how good this offer is! It won’t last forever. Make sure to tell your friends and family about it before it goes.
Reform Financial help thousands of companies and individuals to find the right financial support. The main benefit of speaking with us is that we do not offer advice, but instead we can give you a comprehensive understanding of all of our services, and guide you through the process should you decide that one of our solutions is for you. If you need more information please feel free to visit our Complaints Policy and Privacy Policy.
Contact Us
Reform Financial Limited
124 City Road
London
England
EC1V 2NX
Reform Financial Limited is registered in England and Wales under company number 13084762. Reform Financial Limited does not administer or provide advice relating to any business finance products. Reform Financial Limited can introduce applicants to a number of finance providers based on the applicants circumstances. Reform Financial Limited do not charge for this service but may receive a commission from lenders or other brokers for such introductions.