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LTD company formation &
free business bank account
Whether you’re a first time side-hustler with an amazing idea or a seasoned business owner who is looking to start a new venture then we’ve got you covered with our LTD company incorporation and free business bank account…
- Incorporate your company & free business bank account
- Companies House charges £50 to incorporate your business, but we can do it for just £14.99!
- Get your certificate of incorporation within hours
- No credit checks & fully FSCS protected
- We’ll load your account with £75 to get you started
Trusted by over +450,000 businesses
Incorporate a LTD company & open a business bank account in 5 minutes!
We have recently partnered with Tide, the UKs fastest growing FinTech platform, which means now Reform Financial can offer even more value to our clients. We are behind UK businesses every step of the way!
We know how much hassle it can be to set up a new company, let alone how much of a pain it can be to open a business bank account, and doing those things in tandem… almost impossible, until now!
Company incorporation
Tide is a Companies House authorised formation agent with a secure integration, so you’re in safe hands.
2 in 1
Register your company and open your business bank account in four easy steps and be officially ready to roll in record time.
Save on fees
Instead of paying £50, Tide will give you a discount so you only pay £14.99! Plus there are no monthly fees for your bank account.
Fully FSCS protected
Rest assured, with complete FSCS protection you know that you and your company have nothing to worry about.
£75 welcome gift
For a limited time only Tide are giving you a £75 welcome offer. To find out more please check the offer terms for eligibility.
Added extras
The Tide banking app is so much more than just a bank account. Save massive amounts of time with accountancy integration, invoicing, easy expenses, and so much more.
What do I need?
Choose a Unique company name
Use our search tool to instantly check if your company name is available. This can include your own name.
Registered office address
This will be where official communications are sent, for example, letters from Companies House. The address must be in the UK and you can also opt for a Tide ‘virtual office address’. This can also be your home address.
Director and shareholder information
You’ll need the name, nationality, date of birth, occupation, and address of the director. If there’s more than one director or multiple shareholders then you can add these details later directly with Companies House.
Start your business today
- £75 welcome gift
- Easy & quick sign up
- Discounted incorporation
How does it work?
It’s so simple to incorporate your company and open your business bank account through us. In fact, you can do it in a matter of minutes in only 3 steps…
Activate the offer
Activate the offer here by using code: REFORM£75 when prompted. Don’t worry if you forget, you can even use our exclusive code for up to a week after setting up your account, simply contact Tide’s customer support and they will be happy to help.
Tell us about your company
What is your business called, what do you do, and who’s in charge?
Scan your ID and take a selfie
Securely verify who you are. The process is automated and usually instant.
You’re good to go and your £75 is on its way!
Awesome job, you’re all set! Your business current account should be open in minutes, and your limited company won’t be long after, but can take up to 24 hours.
Why register your company using Tide?
Trusted by over 450,000 businesses
From consultants to cupcake makers, coders to personal trainers, we’re all about supporting businesses and giving business owners their precious time back, so you can do what you love and grow your business.
All your business account needs in one app
Create and pay invoices, freeze your card, organise your money with multiple accounts, tag transactions with your own labels – it’s all in there.
Loved by accountants
Sync with your accounting software or give your accountant read access to make bookkeeping a breeze.
Member perks
As a Tide member, you’ll enjoy exclusive discounts and bonuses from companies on the same mission as us: to save business owners valuable time and money.
Get started with £75 on us!
- £75 welcome gift
- Fully FSCS protected
- No credit checks
FAQs
Yes! Tide makes the whole process simple and quick and you can be setup in a matter of hours. Tide also pays toward the £50 incorporation fee on your behalf so you only pay £14.99!
Companies House is a government department, like HMRC or DVLA. Tide is authorised by Companies House to make an application on your behalf, meaning they can set up a limited company for you.
You’ll need these items:
- Your unique company name
Use the search tool and we’ll instantly tell you if your company name is available. - Personal information
You’ll need personal information such as your address, date of birth, and nationality. - Registered office address
You can choose your home address or your business address (if you have a separate trading address). You can also use a virtual business address if you have one.
Yes. Tide are an authorised formation agent of Companies House, and we’re securely integrated with them, so you can trust them to register your limited company.
Once you’ve chosen your company name, simply use the search tool to check if it’s available. When you’ve settled on a name that’s available, Tide will register it for you as part of the simple process.
Currently Tide will only accept names that don’t require additional documentation. In other words, if you apply directly with Companies House then it’s possible to register a name such as “Kim’s Doctors Surgery”, however, you would need to provide additional information to Companies House to prove that you are indeed a registered doctor. Tide doesn’t currently offer the ability to send accompanying documentation, and so only phrases that require no ‘proof’ can be submitted.
Yes, you can! With our simple registration process, all you need is the correct information and we’ll register your new company with Companies House for you.
For now, you can only create a limited company, which is limited by shares. You won’t be able to create any other type of registered company.
There is no difference between the name endings ‘Limited’ or ‘Ltd’, except for how they look. Companies House requires limited companies to have either Limited or Ltd at the end of the company name. At the moment Tide is pre-populating all applications with Ltd, but we’ll offer the ‘Limited’ option in the future.
Not on paper – it’s all done online with a digital signature to make things simple. No printing or scanning required!
It depends. In many cases, Companies House will incorporate your company within 1 business day. The majority of businesses are incorporated within 48 hours. Please note that Companies House does not work on weekends so if you send an application on a Friday, it will take longer.
Reform Financial help thousands of companies and individuals to find the right financial support. The main benefit of speaking with us is that we do not offer advice, but instead we can give you a comprehensive understanding of all of our services, and guide you through the process should you decide that one of our solutions is for you. If you need more information please feel free to visit our Complaints Policy and Privacy Policy.
Contact Us
Reform Financial Limited
124 City Road
London
England
EC1V 2NX
Reform Financial Limited is registered in England and Wales under company number 13084762. Reform Financial Limited does not administer or provide advice relating to any business finance products. Reform Financial Limited can introduce applicants to a number of finance providers based on the applicants circumstances. Reform Financial Limited do not charge for this service but may receive a commission from lenders or other brokers for such introductions.