Trade Finance
Fund supplier payments, fulfill larger orders and keep your cash flow moving.
Whether you’re importing products from overseas or purchasing stock from UK suppliers, Trade Finance helps bridge the gap between paying your supplier and getting paid by your customer.
- Facilities from £25,000+
- UK & International Supplier Funding
- Access To Leading UK Trade Finance Providers
- Fast, No Obligation Quotes
- Facilities from £25,000+
- UK & International Supplier Funding
- Access To Leading UK Trade Finance Providers
- Fast, No Obligation Quotes
What Is Trade Finance?
Trade Finance is a flexible funding solution that enables businesses to pay suppliers without tying up their own working capital.
Instead of turning down profitable orders because cash is tight, a Trade Finance facility funds all or part of your supplier payment, allowing production, shipping or delivery to go ahead while protecting your cash flow.
Fund Supplier Payments
Purchase stock or pay manufacturers without using your own cash, helping you fulfil customer orders with confidence.
Import With Confidence
Fund purchases from UK and overseas suppliers with facilities designed around your trading cycle.
Build Stronger Supplier Relationships
Pay suppliers promptly and improve your buying power, reliability and negotiating position.
Protect Your Cash Flow
Keep working capital available for growing your business instead of tying it up in stock purchases.
Funding That Grows With You
As your business grows, your Trade Finance facility can often grow alongside it, helping you scale without restricting cash flow.
Win Bigger Contracts
Take on larger opportunities knowing funding is available when suppliers need paying.
How Does Trade Finance Work?
You Win The Order
You receive a confirmed purchase order from your customer.
Your Supplier Needs Paying
Instead of using your own cash, your Trade Finance facility pays your supplier.
Goods Are Manufactured Or Shipped
Production begins or stock is released.
You Deliver To Your Customer
Your customer receives the goods and you raise your invoice.
You Get Paid
Your customer pays you and the Trade Finance facility is settled.
Fund your supplier before your customer pays
- Free quote
- Access to leading UK lenders
- No obligation
Does my business qualify for Trade Finance?
Trade Finance is ideal for businesses that need to purchase stock, materials or goods before receiving payment from their customers, helping maintain healthy cash flow while supporting growth.
If your business meets the following criteria we can help
- Limited company, LLP, or sole trader
- Your business is UK based
- You sell to other businesses on payment terms
- Annual turnover of £100,000 or more
If your company does not meet the criteria then don’t worry – our expert team can offer a whole array of options tailored to your specific business needs. Just contact us to find your ideal solution.
How much does Trade Finance cost?
The cost of a Trade Finance facility varies depending on the lender, the type of funding required, and the complexity of the transaction.
Factors that can influence pricing include the size of the facility, the value of supplier invoices, your trading history, the countries involved and the level of risk associated with the transaction.
We’ll compare a full range of UK Trade Finance providers and explain all costs clearly before you proceed, so there are no hidden surprises.
Trade Finance costs may include:
1 - Facility Fee
This is the cost of providing and maintaining your Trade Finance facility. Depending on the lender, this may be charged as a fixed fee, annual fee or as a percentage of the facility.
2 - Finance Charge
This is the cost of borrowing and is typically calculated based on the amount funded and the length of time the facility is used before it's repaid. Some lenders may also charge transaction, administration or arrangement fees depending on the structure of the facility, but these will always be explained in full before you commit.
When should you use Trade Finance?
If your business needs to pay suppliers before your customers pay you, Trade Finance could be the ideal solution.
Whether you’re importing goods, purchasing stock or funding manufacturing costs, Trade Finance bridges the gap between supplier payment and customer payment, helping you fulfil orders without putting unnecessary pressure on your cash flow.
Growing businesses often face the challenge of turning down profitable opportunities simply because cash is tied up elsewhere. Trade Finance gives you the confidence to accept larger orders, strengthen supplier relationships and continue growing without relying solely on your own working capital.
If you’re looking to preserve cash, fund supplier payments and unlock new growth opportunities, Trade Finance could be the perfect solution for your business.
Trade Finance helps businesses buy, build and grow
Our lending partners support businesses across a wide range of sectors, helping them fund supplier payments, purchase stock and fulfil customer orders with confidence.
Fund supplier payments and focus on growing your business
- No long-term contracts
- Tailored funding solutions
- Preserve your cash flow
FAQs
Facilities typically start from around £25,000 and can extend into the millions, depending on your business and trading requirements.
Yes.
Although it’s commonly used for importing goods, many lenders also provide Trade Finance for purchases from UK suppliers.
Absolutely.
Many businesses combine the two.
Trade Finance funds supplier payments before goods are delivered, while Invoice Finance releases cash once you’ve invoiced your customer. Together they create a complete working capital solution.
Timescales vary depending on the lender and complexity of the transaction, but many applications receive an initial decision within a few working days.
Every lender is different.
Some facilities rely primarily on the strength of the underlying trade transaction, while others may require additional security or guarantees.
We’ll explain your options clearly before you proceed.
The process is quick and easy, and our completely free service is no obligation so you can test the water without any commitment.
Ready To Fund Your Next Order?
Speak with one of our experienced funding specialists and discover how Trade Finance could help your business grow.